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Gateway Developer Guide and Reference 31 July 2012 93
Transaction Responses
BALAMT Response and Stored Value Cards
8
BALAMT Response and Stored Value Cards
Transactions meeting American Express reporting and statement requirements may return
BALAMT when the transaction involves a stored value card. Stored value cards typically are
offered as gift cards, allowing the customer to spend any amount up to the balance remaining
on the card. A card must be active and not compromised for BALAMT to return the card
balance. If the card is used to purchase merchandise exceeding the card balance, American
Express declines the transaction and returns the card balance in BALAMT.
NOTE: Not all processors support BALAMT when a transaction involves a stored value card.
American Express Stored Value Card Example
The following authorization request is for a purchase of 123.00.
TRXTYPE=A&TENDER=C&PWD=x1y2z3&PARTNER=PayPal&VENDOR=SuperMerchant&USER=Supe
rMerchant&ACCT=5555555555554444&EXPDATE=1215&AMT=123.00&BILLTOSTREET=5199 M
APLE&BILLTOZIP=94588
Because the response returns a BALAMT of 99.00, the authorization is declined.
RESULT=12&PNREF=VXYZ01234567&RESPMSG=DECLINED&BALANCE=99.00&AVSADDR=Y&AVSZI
P=N
PNREF
The PNREF is a unique transaction identification number issued by PayPal that identifies the
transaction for billing, reporting, and transaction data purposes. The PNREF value appears in
the Transaction ID column in PayPal Manager reports.
The PNREF value is used as the ORIGID value (original transaction ID) in delayed capture
transactions (TRXTYPE=D), credits (TRXTYPE=C), inquiries (TRXTYPE=I), and voids
(TRXTYPE=V).
The PNREF value is used as the ORIGID value (original transaction ID) value in reference
transactions for authorization (TRXTYPE=A) and sale (TRXTYPE=S).
The PNREF value is a 12-character string of printable characters, for example:
X No Response X
All other X
PayPal Processor CVV2 Code
PayPal Processor Code
Description PROCVV2MATCH
- Gateway Developer 1
- Guide and Reference 1
- Related Documentation 11
- Intended Audience 11
- Revision History 15
- Introducing the Gateway 19
- Checkout Solutions 19
- Gateway Product Details 20
- About Security 22
- Secure Token 23
- Hosted Checkout Pages 23
- Supported Payment Types 25
- Recurring Billing Service 26
- Pages: Transparent Redirect 28
- Configuring Hosted Checkout 31
- Customize 34
- Variables 36
- Silent Posts 38
- Payflow SDK 41
- Host URL Addresses 42
- About Name-Value Pairs 43
- Payflow Connection Parameters 44
- User Parameter Data 45
- Sale Transaction Example 46
- Submitting Credit Card 47
- Transactions 47
- About Credit Card Processing 48
- Credit Card Features 48
- Core Credit Card Parameters 51
- EXPDATE 60
- PNREF value: 62
- Credit 66
- TRXTYPE 68
- TENDER 68
- Submitting Void Transactions 72
- Using Card Security Code 75
- Testing Transactions 77
- PayPal Processor 82
- Result Values Based On Amount 83
- Card Security Code Results 92
- Transaction Responses 100
- Transaction Parameters 103
- Internet Transaction Data 104
- xxx-xxx-xxxx (US numbers) 105
- DEN to LAX 107
- LAX to SFO 107
- SFO to DEN 107
- Parameters 110
- AVS Parameters 114
- Y (default) 116
- F = First occurrence 119
- Other Parameters 125
- CA = California, USA 126
- NS = Nova Scotia, Canada 126
- COS = Colima Mexico 126
- TeleCheck Electronic Check 129
- Processing 129
- NFTF Guidelines 131
- TeleCheck Parameters 132
- Required TeleCheck Parameters 133
- XX – State code 134
- Response Code Values 137
- Adjustment Code Values 138
- Authorization – Sales Consent 139
- Language Sample for PPD 141
- Submitting Purchasing Card 143
- Accepted BIN Ranges 144
- Supported Transaction Types 144
- Avoiding Downgrade 145
- Edit Check 145
- Transaction Processing 153
- starting at 0 157
- Parameter String 160
- Heartland Level 2 Parameters 160
- Litle Level 2 Parameters 166
- Litle Level 3 Parameters 167
- SecureNet Level 2 Parameters 181
- ) and unit price 186
- ) fields 186
- Vantiv Purchasing Parameters 193
- WorldPay Level 2 Parameters 194
- WorldPay Level 3 Parameters 196
- VERBOSITY: Viewing Processor 199
- Specific Transaction Results 199
- ISO Country Codes 201
- Codes Used by FDMS South Only 203
- Visa Country Codes 210
- Units of Measure 217
- PayPal Acquirer 225
- Moneris Solutions 227
- Payflow Link Migration 229
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